Terms of Service

The service

Novostok CSI (“CSI”, “we”, “us”) is the Crisis Signal Index — a weekly, structured, analyst-reviewed reading of global systemic risk, operated by NOVOSTOK, a Frenchsociété par actions simplifiée (SAS) — SIREN 944 741 644, registered office 78 avenue des Champs-Élysées, 75008 Paris, France. It is an informational and analytical product about the state of the world, intended to support decision-making.

CSI is not investment, legal, tax, financial, or security advice, not a recommendation to buy or sell anything, and not a guarantee of any outcome. The weekly reading is an assessment of conditions; where the service displays a forward-looking outlook (“forecast”), it is a model-generated probabilistic estimate with stated uncertainty — provided for information only, and neither a promise nor a guarantee that any outcome will occur. Readings before live publication began are a reconstructed historical baseline — estimated from available source data and clearly marked as such — and are illustrative, not a live track record. You are solely responsible for any decision you make, and should seek qualified professional advice for your own circumstances.

Accounts

You must provide accurate registration details, keep your credentials confidential, and are responsible for activity under your account. Accounts are for a single named individual and may not be shared. You must be at least 16 (or the age of majority where you live) and use the service for lawful, professional purposes. You may close your account at any time; we may suspend or terminate accounts that breach these terms.

Access tiers & trial

New accounts start on the Free tier with a complimentary period of Premium access so you can evaluate the full product. Tier definitions and inclusions may change over time. The service is provided as-is during this period; we will give reasonable notice of material changes to access.

Acceptable use

You agree not to:

• scrape, crawl, bulk-export, republish, redistribute, resell, or sublicense any CSI content;
• copy, frame, or present CSI content as your own, or remove attribution or disclaimers;
• reverse-engineer the methodology, scores, or software, or attempt to derive the underlying datasets;
• probe, overload, or circumvent the security, rate limits, or access controls of the platform;
• use the service unlawfully, or to build a competing product from our content.

Intellectual property

The CSI methodology, scores, reports, briefings, text, charts, software, and brand are owned by Novostok and protected by intellectual-property law. We grant you a personal, non-exclusive, non-transferable, revocable licence to access and read the content for your own internal use. All other rights are reserved. Content derived from third-party sources remains the property of its respective owners.

Disclaimers & limitation of liability

The service is provided “as is” and “as available”, without warranties of any kind, express or implied, including as to accuracy, completeness, timeliness, fitness for a particular purpose, or uninterrupted availability. This applies to every output of the service — including assessments, readings, reports and any model-generated outlooks or forecasts, whose accuracy is not warranted and whose stated uncertainty bands may be exceeded. To the fullest extent permitted by law, Novostok and its operators will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any losses arising from decisions made in reliance on the service, including reliance on any forecast. Nothing in these terms excludes liability that cannot be excluded under applicable law.

Indemnity

You agree to indemnify Novostok against claims, losses, and costs arising from your breach of these terms or your misuse of the service.

Changes & governing law

We may update these terms as the service evolves; continued use after an update means you accept the revised terms. These terms are governed by French law, and any dispute is subject to the competent courts of Paris, France, without prejudice to mandatory consumer-protection rights you may have where you live.

Contact

Questions about these terms: contact@novostok.com.